• About / Work With Me
  • Recipes
  • Book Reviews
  • DIY
  • Travel
  • Skincare
menu icon
go to homepage
search icon
Homepage link
  • About / Work With Me
  • Recipes
  • Book Reviews
  • DIY
  • Travel
  • Skincare
    • Facebook
    • Instagram
    • Pinterest
    • YouTube
  • ×
    Home » Recipes » Soup Recipes

    Creamy Taco Soup

    Published: Oct 6, 2025 · Last Updated: Oct 12, 2025 by Kyndra Holley

    Jump to Recipe·Print Recipe
    A ceramic bowl filled with a creamy soup that is garnishes with tomatoes, cheese, avocado, cilantro and has a spoon in it.
    A bowl of creamy taco soup, garnished with avocado, tomatoes, cheese, and cilantro, with a bite being taken out of it.
    3 Bowls of Cream Taco Soup, garnished with tomatoes, cheese, avocado, and cilantro, on a white marble background
    A bowl of creamy taco soup, garnished with avocado, tomatoes, cheese, and cilantro, with a bite being taken out of it.

    A rich and creamy taco soup recipe made with ground beef, beef stock, onion, garlic, tomatoes, green chilies, cream cheese, heavy cream, and lots of herbs and spices. It is the perfect budget friendly soup recipe.

    An overheat shot of a bowl of creamy taco soup, garnished with avocado, tomatoes, cheese, and cilantro.
    Table of Contents show
    Ingredients in
    Ingredient Notes
    How to make
    Step By Step Instructions to Make Creamy Taco Soup
    Recipe Tips and Variations for Budget Friendly Soup
    Frequently Asked Questions
    Other Soup Recipes You Might Enjoy
    Creamy Taco Soup

    Ingredients in

    An overhead shot on ingredients laid out to make soup - ground beef, garlic, cheese, cream cheese, tomatoes, avocado, cilantro, cream, broth, and spices.

    Ingredient Notes

    • Ground Beef: For this creamy taco soup recipe, I used ground beef, but you could also use ground chicken, ground turkey, ground sausage, or a combination of any of these. Be sure to check the discounted meat section and see what you might be able to grab at a discount. Get FREE ground beef for life.
    • Onion: For this budget friendly soup recipe, I like to use white onion, yellow onion, or sweet onion - whichever is on sale. But you could also use red onion or even shallot. Another option is to raid your spice pantry and use dried minced onion. I save a ton on my produce by ordering from Misfits Market.
    • Cream cheese: I like using full fat cream cheese in this recipe. You could also use mascarpone or even Boursin. I recommend cooking the cream cheese into the meat until it is nice and creamy and you do not see any lumps. Trying to mix it into the broth will result in lumpy broth. Try my Cream Cheese Chocolate Truffle Recipe.
    • Diced tomatoes and green chilis: You can get these combined in a can. My favorite brand is Rotel, but store brands were just fine.
    • Beef Stock: I like to use beef bone broth for the added nutritional benefit, but you can also use beef stock or beef broth.
    • Heavy cream: The heavy cream in this recipe add a silky richness to the broth of the soup. You can also use half and half, but the soup broth will not be as thick.
    • Garnishes: I like to garnish this creamy taco soup with fresh avocado slices, tomatoes, cheese, cilantro, and even some crispy tortilla strips from time to time. A dollop of sour cream on top is great as well.

    How to make

    A grid of 4 photos, showing the step by step process for making taco soup in a dutch oven.

    Step By Step Instructions to Make Creamy Taco Soup

    STEP 1: In a large Dutch oven, sauté the onions and the garlic in olive oil (get 10% off my favorite olive oil) over medium heat. Sauté until the onions are tender and the garlic is translucent. 

    STEP 2: Add the ground beef, salt, pepper, cumin and chili powder. Sauté until the beef is browned, and drain the excess grease.

    STEP 3: Add the cream cheese to the pan and using a wooden spatula, break it up and cook it into the ground beef. Keep cooking and mixing until the cream cheese is fully melted in and is smooth and creamy, with no visible chunks left.

    STEP 4: Add the diced tomatoes and green chilis, with juices, and the beef stock. Increase the heat to high and bring to a boil. Reduce heat to low and simmer for 15 minutes. Add the heavy cream and simmer for an additional 10 to 15 minutes. Taste, and add more salt and pepper, if desired. 

    A bowl of creamy taco soup, garnished with avocado, tomatoes, cheese, and cilantro, with a bite being taken out of it.

    Recipe Tips and Variations for Budget Friendly Soup

    • Storage and Leftovers: This is actually an excellent soup for meal prep. I like to make a double batch and portion one batch out into individual servings to use as meal prep throughout the week, and then save the second batch to freeze and eat later. I like to freeze it in Souper Cubes so that I already have the perfect portions for reheating.
    • Reheating: You can reheat this in the microwave, but it is best reheated on the stove.
    • Add Black Beans: Another budget friendly add in to this soup that will make it even heartier and give you some added fiber is black beans. Add them in when you add the beef stock.
    • Spices: If you do not have all the spices called for in the recipe, you can substitute Taco Seasoning. Get 10% off my favorite spices and seasoning blends.
    • Garnish Ideas: Fresh avocado, pico de Gallo, cilantro, cheese, tomatoes, sour cream, jalapeños, crispy tortilla strips, croutons.
    A overhead shot of bowl of creamy taco soup, garnished with avocado, tomatoes, cheese, and cilantro.

    Frequently Asked Questions

    Can you freeze creamy soups?

    Yes, this soup freezes and reheats perfectly without the broth breaking. To help bring it back to life, you may need to add a little extra broth and cream when reheating.

    Can this be made in a slow cooker?

    Yes it can! Simply heat the olive oil in a large pan over medium heat. Add the onions and garlic to and sauté until translucent and tender. Add the ground beef, salt, pepper, cumin, and chili powder to the pan, and cook until the beef is browned. Drain excess grease. Transfer the sautéed onions, garlic, and beef mixture to the slow cooker. Add the softened cream cheese, diced tomatoes and green chilies, beef stock, and heavy cream and stir to combine. Cook on low heat 6 to 8 hours or on high for 3 to 4 hours.

    Can this be made in an Instant Pot?

    Press the “Sauté” function on the Instant Pot and add the olive oil. Add the chopped onions and minced garlic, and sauté until the onions are tender and the garlic is translucent. Add the ground beef, salt, pepper, cumin, and chili powder to the pot, and cook until the beef is browned. Drain excess grease. Press the “Cancel” button on the Instant Pot to stop the sauté function. Add the softened cream cheese, diced tomatoes and green chilies, beef stock, and heavy cream. Stir to combine. Close the lid and make sure the pressure valve is set to “Sealing”. Press the “Manual” or “Pressure Cook” button and set the cooking time for 10 minutes. After the cooking time is up, allow the pressure to release naturally for 5 minutes, then quick-release any remaining pressure.

    A bowl of creamy taco soup, garnished with avocado, tomatoes, cheese, and cilantro.

    Other Soup Recipes You Might Enjoy

    • a dutch oven full of creamy tomato soup with cheese stuffed tortellini and garnished with fresh basil
      Tomato Tortellini Soup
    • a pot of cream of mushrooms soup, with a wooden ladle, served with bread
      Creamy Mushroom Soup

    REVIEW AND FOLLOW: Have you tried this recipe? If so, please leave a comment and ⭐️ rating below. If you make our recipes and share them, be sure to use our hashtag #hungryfoodie on social! We love seeing what you are making. FOLLOW Hungry Foodie on FACEBOOK | INSTAGRAM | PINTEREST for more delicious recipes.

    This recipe is just one of over 100 quick and easy recipes in my new cookbook - Simply Delicious. It's full of slow cooker, one pot, 30 minute, air fryer, and sheet pan recipes.

    ORDER A COPY HERE
    Print
    clock clock iconcutlery cutlery iconflag flag iconfolder folder iconinstagram instagram iconpinterest pinterest iconfacebook facebook iconprint print iconsquares squares iconheart heart iconheart solid heart solid icon
    An overheat shot of a bowl of creamy taco soup, garnished with avocado, tomatoes, cheese, and cilantro.

    Creamy Taco Soup


    5 Stars 4 Stars 3 Stars 2 Stars 1 Star

    No reviews

    • Author: Kyndra Holley
    • Total Time: 1 hour
    • Yield: 8 Servings 1x
    • Diet: Gluten Free
    Pin Recipe
    Print Recipe

    Description

    A rich and creamy taco soup recipe made with ground beef, beef stock, onion, garlic, tomatoes, green chilies, cream cheese, heavy cream, and lots of herbs and spices.


    Ingredients

    Units Scale
    • 2 tablespoons olive oil (get 10% off Graza Olive Oil)
    • 1 medium onion, chopped (Click HERE to get up to 40% off produce)
    • 4 cloves garlic, minced
    • 1 pound ground beef (Click HERE to get FREE steak, chicken, or ground beef for a year)
    • 2 teaspoon sea salt
    • 1 teaspoon black pepper
    • 1 tablespoon cumin
    • 2 teaspoons chili powder
    • 8 ounces cream cheese, softened, cut into chunks
    • 2 (10-ounce) cans diced tomatoes and green chilies
    • 4 cups beef stock
    • 1 (14-ounce) can black beans, optional
    • 1 cup heavy cream or half and half
    • Shredded cheese, for garnish
    • Diced tomato, for garnish
    • Sliced avocado, for garnish
    • Torn fresh cilantro, for garnish

    Instructions

    1. In a large Dutch oven, sauté the onions and the garlic in olive oil over medium heat. Sauté until the onions are tender and the garlic is translucent.
    2. Add the ground beef, salt, pepper, cumin and chili powder. Sauté until the beef is browned, and drain the excess grease.
    3. Add the cream cheese to the pan and using a wooden spatula, break it up and cook it into the ground beef. Keep cooking and mixing until the cream cheese is fully melted in and is smooth and creamy, with no visible chunks left.
    4. Add the diced tomatoes and green chilis, with juices, beef stock, and black beans, if using. Increase the heat to high and bring to a boil. Reduce heat to low and simmer for 15 minutes. Add the heavy cream and simmer for an additional 10 to 15 minutes. Taste, and add more salt and pepper, if desired.

    Notes

    • Storage: Store leftover creamy taco soup in the refrigerator for up to 5 days. Alternatively, you can freeze it for up to 6 months.
    • Reheating: I recommend reheating this creamy taco soup on the stovetop. Adding a little extra cream and stock to will help bring it back to life.
    • Prep Time: 20 minutes
    • Cook Time: 40 minutes
    • Category: Soup Recipes
    • Method: Stove Top
    • Cuisine: Mexican

    Nutrition

    • Serving Size: 1 Cup
    • Calories: 362
    • Fat: 26g
    • Carbohydrates: 5g
    • Fiber: 3g
    • Protein: 18g

    Follow Me on Instagram @kyndraholley

    More Soup Recipes

    Did you try this recipe? Tell us your thoughts! Cancel reply

    Your email address will not be published. Required fields are marked *

    Recipe rating 5 Stars 4 Stars 3 Stars 2 Stars 1 Star

    Order My New Cookbook

    Kyndra Holley - International Best Selling Cookbook Author, and the face behind this blog and Peace Love and Low Carb. When I am not hard at work creating recipes and healthy living content, I can be found exploring the world, playing with our 5 crazy pups, hiking, or just kicking back and relaxing with a cup of coffee and a good book.

    More about me →

    Salad Recipes

    • A ceramic bowl full of a salsa made with avocado, tomato, garlic, red onion, caper, artichoke hearts, and feta.
      Avocado Feta Salsa
    • A white casserole dish with roasted tomatoes, garlic, olive oil, salt, and pepper.
      How to Make Tomato Confit
    • A jar of homemade caesar dressing with fresh garlic bulbs next to it and a salt and pepper cellar behind it.
      Homemade Caesar Dressing
    • a quinoa salad with tomatoes, cucumber, red onion, mandarins, bell peppers and parsley.
      Easy Quinoa Salad
    • a ceramic bowl with peaches, burrata cheese, fresh basil, balsamic vinegar and jalapenos.
      Peach Burrata Salad
    • white plate with a salad made of thinly sliced prosciutto, cantaloupe balls, mozzarella cheese, mint and basil.
      Cantaloupe and Prosciutto Salad with Mozzarella

    Popular Recipes

    • A large pan with a pasta dish made with ground beef, mushrooms, onions, and a sour cream sauce.
      Homemade Hamburger Helper Beef Stroganoff
    • a bowl of beef birria Mexican stew, garnishes with red onion, cilantro and lime
      Beef Birria
    • An enameled cast iron skillet filled with a pasta dish made with chicken, penne, sun-dried tomatoes, spinach, red onion and a rich creamy sauce
      Marry Me Chicken Pasta (Tuscan Chicken Pasta)
    • A freshly baked and frosted gluten free carrot cake, with a slice being cut from it.
      The Best Gluten Free Carrot Cake
    • red bell peppers stuffed with cheese and spinach, served on a white plate
      Cheesy Spinach Stuffed Peppers
    • An enameled cast iron skillet with cooked chicken breasts, topped with a caramelized onion pan sauce and melty cheese.
      French Onion Chicken
    as featured on banner

    Footer

    ↑ back to top

    About

    • Privacy Policy
    • Disclaimer
    • Accessibility Policy

    Newsletter

    • Sign up to receive our new recipes in your inbox

    Contact

    • Contact
    • Follow us on Instagram
    • Work With Me

    As an Amazon Associate I earn from qualifying purchases.

    Copyright © 2013 - 2023 Hungry Foodie